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Columbus, OH 43230

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The Benefits of Changing to Snow Tires in the Winter

Navigating icy, snow-covered roads can be challenging with winter on its way. At America’s Top Insurance in Gahanna, OH, we believe safety is paramount during these colder months. Switching to snow tires is one of the best ways to ensure a safe drive. Let’s take a look at the benefits of making this change.

Enhanced Traction

Snow tires are specifically designed for winter conditions. Their tread patterns are engineered to provide a superior grip on snow and ice. This increased traction helps your vehicle maintain contact with the road, reducing the likelihood of slipping and sliding. When your tires can grip the road more effectively, you’re less likely to lose control of your vehicle, which is crucial for safe winter driving.

Improved Braking

One of the most alarming experiences during winter driving is when you hit the brakes, and your car doesn’t stop as anticipated. Snow tires can significantly reduce your braking distance on snowy and icy roads. Their flexibility at lower temperatures allows for better contact with the road. With snow tires, you can feel more confident that your car will stop when you need it to, helping to prevent accidents.

Better Handling

Not only do snow tires improve traction and braking, they also enhance your vehicle’s overall handling. Their specialized design allows for precise steering and superior stability, even in harsh winter conditions. This means you can more comfortably navigate turns and curves, leading to a smoother and safer drive.

For more winter driving tips or to review your auto insurance policy, don’t hesitate to contact America’s Top Insurance in Gahanna, OH. We’re here to help you stay safe and secure on the road throughout the winter season.

Is basic auto insurance the right choice for you?

Basic auto insurance is what the state requires that you carry. In Ohio that is liability insurance in the amount of 25/50/25. In Gahanna, OH, our team of independent agents at America’s Top Insurance make sure that all of our customers are in compliance with the law but additionally have auto insurance that is the right choice for them. 

Is basic auto insurance the right choice for you?

Liability insurance is vital coverage, it protects your assets from injuries and legal action that may result from an accident that you are responsible for. But if you have an auto loan or are leasing your vehicle, you will also need to protect the vehicle which the lessor and the lender still have an interest in. This requires that you also carry collision and comprehensive coverage. They may also require underinsured and uninsured driver insurance coverage. 

Collision 

Collision insurance will pay to repair or replace your vehicle if it is damaged in an accident when you are the responsible party. It will also cover damage resulting from a hit-and-run. There is a deductible that must be met before payment is received. 

Comprehensive

Comprehensive coverage repairs or replaces your vehicle if it is stolen, vandalized, caught in a flood, or damaged by hail, wind, or other weather-related events. It also covers glass, so your windshield can be replaced if damaged. A deductible will also apply. 

If you have an old vehicle with little or no value, don’t own a home, or have assets then basic insurance is a good option. However, the liability levels are probably not adequate if you own a home or have assets. 

Reach Out To Us

Contact America’s Top Insurance if you are a resident of Gahanna, OH or the surrounding area. Our agents will make sure that you have not only basic insurance but any other coverage you need. 

Auto Insurance for First-Time Drivers in Ohio

Auto insurance can be daunting for many first-time drivers. With so many options and legal requirements, it can be challenging to know where to start. Fortunately, America’s Top Insurance is here to guide you through the process and help you find the best coverage for your needs.

Understanding Ohio’s Auto Insurance Requirements

First and foremost, it’s important to understand Ohio’s auto insurance requirements. In Ohio, drivers are required to carry a minimum liability coverage of $25,000 for injury or death to one person, $50,000 for injury or death to two or more people, and $25,000 for property damage. 

Determine Your Coverage Needs

Now that you understand Ohio’s auto insurance requirements, it’s time to determine your coverage needs. In addition to liability coverage, consider additional coverage options such as collision, comprehensive, uninsured/underinsured motorist, and personal injury protection. Focus on your vehicle’s age, condition, driving habits, and budget when choosing coverage options.

Shop Around for Quotes

Once you’ve determined your coverage needs, it’s time to shop around for quotes. Use our online portal to compare auto insurance quotes or give us a call at our Gahanna, OH office in America’s Top Insurance.

Take The Following Steps:

  1. Review your policy carefully.
  2. Make sure you understand the coverage limits, deductibles, and any exclusions or limitations.
  3. Ask your insurance agent to explain anything you don’t understand.

If you’re a first-time driver in Ohio, you need to find a policy that puts your needs first. With the help of America’s Auto Insurance, you’re guaranteed to find coverage that protects you and your vehicle on the road. 

Don’t Wait To Begin!

Visit America’s Top Insurance in Gahanna, OH today – we will put your needs first, keeping your mind at ease.

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