Auto Insurance in Ohio

Not having insurance and getting into an accident can be devastating for you financially. Auto insurance is important to have, and we offer a variety of options to suit your needs here at America’s Top Insurance in Columbus, OH. You can choose from various coverage options ranging from liability to collision, with limits you think are most sufficient for you.

Auto Insurance Requirements

Auto insurance is required in Ohio. You must at least purchase the minimum coverage limits including, bodily injury liability for $25,000 for each person, bodily injury coverage for more than one person for $50,000, and property damage coverage for $25,000.

It is always recommended to obtain more than the required minimum depending on the value of your assets. Having higher coverage limits could keep you and your assets protected if you are ever involved in a serious accident.

Auto Insurance Coverage

Here is what you can expect from auto insurance coverage:

• Collision - If you are involved in an accident with another vehicle or object, this will cover the costs of repairing or replacing your car.
• Comprehensive - If your vehicle becomes damaged as a result of theft, vandalism, storms, wind, etc. this will cover the costs of repairing or replacing your car.
• Uninsured/underinsured -If a driver who doesn’t have insurance hits your vehicle, this will cover your lost wages and medical expenses.
• Roadside assistance - If your vehicle breaks down or runs out of gas, this service will provide a tow truck for further assistance.
• Medical payments - If you get into an accident and suffer injuries, this will cover all medical and funeral expenses for both yourself and your passengers, no matter who caused the accident.

Get a Free Quote

If you are interested in obtaining a quote for auto insurance today, give our office a call here at America’s Top Insurance. We are located in Columbus, OH and serve the surrounding communities.