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Why Umbrella Insurance? Because You Can Never be Too Safe

Having umbrella insurance is a lot like standing under an insurance umbrella when it rains because it will keep you dry even under the heaviest downpour. That is also why residents in Gahanna, OH and the Columbus area rely on America’s Top Insurance for the protection they need when the skies open up.

Why Umbrella Insurance? Because You Can Never be Too Safe

You have auto insurance. Great. And, of course, your home is insured, perfect. What if, however, an auto accident exceeds your policy limits? What if there is an unforeseen liability claim on your property that isn’t in the realm of property damage covered by your homeowner’s insurance?

Why umbrella insurance? Because you can never be too safe from the "what ifs" that life can throw at us. And the truth is, we never know when what-if will come knocking.

Umbrella Insurance: For the Unknown, Unforeseen, and Unpredictable

The good news, however, is that for the unknown, unseen, and unpredictable, umbrella insurance can fill in the gaps. In other words, umbrella insurance is there to cover the what-ifs and protect people from liability that could otherwise bankrupt us. 

Many scenarios, from pet ownership and having children, to income levels or having amenities like swimming pools, can increase the value and need for umbrella insurance. With the help of experienced and friendly agents, you can determine if umbrella insurance is a good fit for you and your family and your risk of experiencing the unknown, unforeseen, and unpredictable.

For All Your Umbrella Insurance Needs

If you live in or around Gahanna, OH and think you could benefit from umbrella insurance or would like to learn more, the team at America’s Top Insurance can help. Contact us today to get started and get under the umbrella before it rains.

Why Umbrella Insurance Is Beneficial for Ohio Business Owners

Gahanna, OH area business owners turn to America’s Top Insurance for all of their commercial insurance needs. Liability protection becomes more important as your business grows. Adding an umbrella policy to your primary policy is an effective way to increase your protection. If you’re a business owner and want to learn more about the benefits of umbrella insurance, contact us today to schedule a consultation.

What Ohio Business Owners Need to Know About Umbrella Insurance

There are many reasons to add an umbrella policy to your company’s insurance portfolio. If you need additional liability protection than what your primary policy provides, it’s time to learn more about umbrella insurance. This is a supplemental policy that comes into play when the liability coverage maximums on your primary policy are exhausted.

Umbrella insurance is especially important for any businesses that operate in industries that are highly litigious. One frivolous lawsuit could be enough to wipe out many years of hard work and dedication. If you’re concerned about liability protection, now is an ideal time to learn more. 

There are a number of different policy options available. The next step to take is to call to schedule a consultation with your local agent. You’ll be able to learn more about what’s available and how you can protect your company with an appropriate level of protection. Don’t hesitate when it comes to exploring all the tools that are available to provide the coverage your business needs.

Schedule a consultation today!

The commercial insurance pros at America’s Top Insurance are proud to serve the business community of Gahanna, OH. Give us a call today to schedule a time to come in to learn more about the many benefits of umbrella insurance. We look forward to working with you!

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